- the role of building regulations and certification, in encouraging use of flood resistant construction methods;
- how rigorous independent standards can provide confidence in flood products across the industry;
- how insurers can further increase their support for property owners installing flood resistant measures, particularly at the repair stage.
- precautionary actions to take to better protect your property from flooding;
- actions to take if your property is in imminent danger from flooding;
- live flood warnings;
- recent case studies and research.
The impact of flooding on people’s lives is not just financial, it can be emotionally devastating. This new action plan brings business and government together so it will be easier for people to take action to better protect themselves and their properties.Dr Peter Bonfield said:
Our unprecedented £2.5 billion investment in flood defences will better protect 300,000 properties from floods by 2021. But property-level measures are key to ensuring those who are unfortunate enough to suffer flooding can get back in their homes and businesses sooner and minimise the impact.
The Action Plan will help to give people and businesses the means to reduce the chances of their lives and livelihoods being disrupted by flooding. This is about both stopping the floodwaters getting in, and speeding recovery when it does.Director General of the Association of British Insurers, Huw Evans, said:
This action plan goes hand in hand with other recent announcements, like the broader National Flood Resilience Review. Both help ensure the country is better prepared for future flood events.
Being flooded is horribly traumatic, not only because of the immediate devastation, but because drying out and repairing badly affected properties can take so long. In the wake of last winter’s floods insurers offered those affected practical help in applying for government grants and arranging for resilient repair works.Emma Howard Boyd, chair of the Environment Agency, said:
We will continue to work with the Government, Environment Agency and others on how to encourage more people to flood-proof their homes and businesses, so people can get their lives back to normal as quickly as possible.
Flooding is a devastating experience for those it affects, and this report highlights the need to use a mosaic of measures to help communities improve their own risk and resilience and take appropriate action. No one body or organisation can reduce risk entirely, and people need to be aware of the risk they are facing, sign up for warnings and take steps to protect themselves.The Property Flood Resilience Action Plan was a collaboration between central government, the Environment Agency, insurers, surveyors, materials producers, the legal profession and flood action groups. It covers assistance for flood victims, small businesses, building standards and certification, and better communication to change behaviour. In all these areas, the report looked to highlight barriers and long-term solutions to better prepare the UK for flooding.
We know there are challenges as to why these measures have not been taken up - but working with members of the insurance industry and our partners, we want to empower people to take up measures that can help them address the impact that flooding has on their lives and livelihoods.